DMV Recapitalization Advisory
Know all five paths before your lender picks one for you.
Independent recapitalization advisory and loan origination for commercial property owners in Northern Virginia and the DC metro.
U.S. commercial & multifamily debt maturing in 2026 (Mortgage Bankers Association estimate)
Northern Virginia office vacancy, with Class A near 27% (Q2 2026 brokerage trackers)
Potential GSA lease reductions through 2028, with the DC metro hit hardest (industry analyses)
Illustrative market context only; estimates and tracking figures may change.
Five paths, one comparison
The answer is rarely “just refinance.”
A. Refinance
Conventional or cash-in senior refinancing.
Explore the path →B. Restructure the stack
Senior debt plus appropriately sourced gap capital.
Explore the path →C. Bridge & stabilize
A 24–36 month path to improve the next permanent loan.
Explore the path →D. Workout / DPO
Price an incumbent solution against executable alternatives.
Explore the path →E. Orderly exit
Protect time and optionality when holding is no longer best.
Explore the path →Is this your building?
Signals that the capital stack needs attention
Floating-rate or bridge loan originated 2019–2022
Office or mixed-use loan maturing within 24 months
GSA or major tenant expiring within 36 months
Delivered asset still in lease-up
A partner who wants out
Listed 180+ days without trading
How the Review works
A decision framework in 48 hours.
Thirty minutes and three numbers
Bring NOI, payoff, and current rate.
A written two-page analysis
Within 48 hours: maximum senior proceeds, capital gap, and all five paths priced.
Engage only when warranted
Move forward only if one of the paths is worth pursuing.
Owner field guide
The Owner’s Guide to Recapitalizing in the DC Metro
The sizing math, five-path framework, and documents to assemble before a maturity becomes a deadline.